Buying · Live reading

How Much House Can I Afford?

How much home you can comfortably afford. Move a dial — your result responds instantly.

Make it local

We'll use the real rates and fees for your area.

Calibrate

Drag to set each value — estimates are fine.

The interest rate starts at the average 30-year fixed rate of 7.18% as of Nov 5, 2026 — illustrative, not a quote.

Household income (yearly)

Monthly debt payments

Car loans, credit cards, student loans — not rent.

Savings for the purchase

Interest rate

Dean Kellogg

Earthport Properties

Turn this reading into a plan — a quick conversation is the fastest next step.

Get in touch dean@earthportproperties.com

What this means for you

Get a plain-English summary of your reading.

Levers that move this

Household income (yearly)
Monthly debt payments
Savings for the purchase
Interest rate

Drag these dials above to see the effect instantly.

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A personalized breakdown from Home Confidence Center — emailed to you.

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How this is calculated →

This affordability estimate is educational — not a pre-qualification, pre-approval, or commitment to lend. Lenders weigh factors this tool does not.
Estimates use the widely published 28/36 debt-to-income guidelines and the assumptions shown with your results.
Interest rates shown are illustrative as of their listed date and change frequently.