Ownership · Live reading
Mortgage Payoff Accelerator
Shave years off your mortgage. Move a dial — your result responds instantly.
Make it local
We'll use the real rates and fees for your area.
Calibrate
Drag to set each value — estimates are fine.
The interest rate starts at the average 30-year fixed rate of 7.18% as of Nov 5, 2026 — illustrative, not a quote.
$event.target.select())" @blur="ed = false"
@input="inputs.loan_balance = ('currency' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="Current loan balance">
$event.target.select())" @blur="ed = false"
@input="inputs.interest_rate = ('percent' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="Interest rate">
$event.target.select())" @blur="ed = false"
@input="inputs.years_left = ('years' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="Years left on your loan">
$event.target.select())" @blur="ed = false"
@input="inputs.extra_monthly = ('currency' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="Extra payment each month">
You could be mortgage-free
today
Interest saved
Time saved
—
Total
DK
Dean Kellogg
Earthport Properties
Turn this reading into a plan — a quick conversation is the fastest next step.
Get in touch dean@earthportproperties.comWhat this means for you
Get a plain-English summary of your reading.
Levers that move this
- Current loan balance
- Interest rate
- Years left on your loan
- Extra payment each month
- Pay biweekly?
Drag these dials above to see the effect instantly.
Track your progress over time
Save your reading and watch it change as you adjust your plan — free account, seconds to create.
The link shares your result and band only — never your financial details.
- This payoff projection is an educational estimate using standard amortization — confirm prepayment terms with your lender (some loans have prepayment rules).
- Not financial advice; extra payments compete with other goals like retirement savings and emergency funds.